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By Ed Hinerman on March 20, 2012
I remember growing up, I think in the 3rd or 4th grade, I had a friend with epilepsy. Back then, in the late 50′s, seizures, seizures disorders and epilepsy were things that weren’t talked about ahead of time. I guess I don’t know if schools or for that matter kids, treat it any differently today. ...read more
Posted in epilepsy, Epilepsy Life Insurance, Impaired Risk Life Insurance, insurance, Life Insurance, life insurance agent, seizure disorder life insurance | Tagged 99% of companies decline, age of diagnosis, colorado, compliance with treatment, Depakote, epilepsy, epilepsy life insurance, frequency of seizures, front range, good control, how to get life insurance, impaired risk issues, insurance, life insurance, seiizure disorder life insurance, seizure disorders, type of seizures |
By Ed Hinerman on March 12, 2012
My wife slugged me in the ribs the other night claiming that I had been snoring. There is no way that could have been true because to the best of my recollection I was wide awake….or maybe I was dreaming that I was wide awake. Either way I was apparently awake when she hit me ...read more
Posted in Impaired Risk Life Insurance, insurance, Life Insurance, life insurance agent, Sleep Apnea Life Insurance | Tagged colorado, decline, Durango, insurance, life insurance, Littleton, obstructive sleep apnea, preferred plus rates, preferred rates, Pueblo, salida, sleep apnea, sleep apnea life insurance, snoring, underwriting punch in the ribs |
By Ed Hinerman on March 2, 2012
When you get right down to it here in Colorado we are kind of a disgustingly healthy lot. We have the lowest obesity rate in the country, although at just under 20%, I think we can do better. We are one of only a handful of states who has a mental illness rate under 7%. ...read more
Posted in Anxiety Life Insurance, Bipolar Life Insurance, Depression Life Insurance, Impaired Risk Life Insurance, insurance, Life Insurance, mood disorder life insurance | Tagged anxiety driving through Denver, approval for bipolar, bipolar life insurance, Boulder, Colorado Springs, criteria for approval, denver, insurance, life insurance, mental illness, mild mood disorders, minor mood disorders, mood disorder life insurance, mood disorders, what underwriters are looking for |
