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	<title>Colorado Life Insurance</title>
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	<link>http://coloradolifeinsuranceagency.com</link>
	<description>Ed Hinerman on Life Insurance</description>
	<lastBuildDate>Fri, 18 May 2012 20:13:52 +0000</lastBuildDate>
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		<item>
		<title>Is Your Life Insurance Quote Something You Can Count On?</title>
		<link>http://coloradolifeinsuranceagency.com/2012/is-your-life-insurance-quote-something-you-can-count-o/</link>
		<comments>http://coloradolifeinsuranceagency.com/2012/is-your-life-insurance-quote-something-you-can-count-o/#comments</comments>
		<pubDate>Fri, 18 May 2012 20:13:52 +0000</pubDate>
		<dc:creator>Ed Hinerman</dc:creator>
				<category><![CDATA[Colorado]]></category>
		<category><![CDATA[Colorado life insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[agent is willing to show]]></category>
		<category><![CDATA[approved policy has a different rate]]></category>
		<category><![CDATA[bait and switch]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[don't give money up front]]></category>
		<category><![CDATA[high interest universal life insurance]]></category>
		<category><![CDATA[hold agent accountable for quote]]></category>
		<category><![CDATA[honorable profession. inaccurate life insurance quotes]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[life insurance quote]]></category>
		<category><![CDATA[Littleton]]></category>
		<category><![CDATA[salida]]></category>
		<category><![CDATA[tell agent you won't accept policy]]></category>
		<category><![CDATA[why one company over another]]></category>
		<category><![CDATA[why they chose that rate]]></category>

		<guid isPermaLink="false">http://coloradolifeinsuranceagency.com/?p=219</guid>
		<description><![CDATA[Let me start this post for apologizing for my industry.Prior to the money gorging days of high interest universal life insurance policies in the 80&#8242;s this was a very honorable profession. Now, especially for the individual agents it is a fight for their careers. That there are probably as many inaccurate life insurance quotes given [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Senior Life Insurance, Colorado Style!</title>
		<link>http://coloradolifeinsuranceagency.com/2012/senior-life-insurance-colorado-style/</link>
		<comments>http://coloradolifeinsuranceagency.com/2012/senior-life-insurance-colorado-style/#comments</comments>
		<pubDate>Tue, 08 May 2012 00:03:00 +0000</pubDate>
		<dc:creator>Ed Hinerman</dc:creator>
				<category><![CDATA[AARP]]></category>
		<category><![CDATA[final expense life insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life insurance agent]]></category>
		<category><![CDATA[over 50 life insurance]]></category>
		<category><![CDATA[senior life insurance]]></category>
		<category><![CDATA[term life insurance]]></category>
		<category><![CDATA[whole life insurance]]></category>
		<category><![CDATA[5 year term]]></category>
		<category><![CDATA[AARP is ripping off customers]]></category>
		<category><![CDATA[AARP Life insurance program]]></category>
		<category><![CDATA[AARP preying on]]></category>
		<category><![CDATA[AARP/New York Life]]></category>
		<category><![CDATA[denver]]></category>
		<category><![CDATA[elderly]]></category>
		<category><![CDATA[guaranteed level premium]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[life insurance over age 50]]></category>
		<category><![CDATA[not guaranteed]]></category>
		<category><![CDATA[whole life]]></category>
		<category><![CDATA[without an exam]]></category>

		<guid isPermaLink="false">http://coloradolifeinsuranceagency.com/?p=215</guid>
		<description><![CDATA[I was talking with an elderly friend of mine (two years older than me) in Denver the other day about the state of products that are offered for life insurance over age 50 and senior or final expense life insurance. Coincidentally I had received about my 400th reminder from AARP that I have not yet [...]]]></description>
		<wfw:commentRss>http://coloradolifeinsuranceagency.com/2012/senior-life-insurance-colorado-style/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chance To Be Proactive About Our Health Sweeping Colorado!</title>
		<link>http://coloradolifeinsuranceagency.com/2012/chance-to-be-proactive-about-our-health-sweeping-colorado/</link>
		<comments>http://coloradolifeinsuranceagency.com/2012/chance-to-be-proactive-about-our-health-sweeping-colorado/#comments</comments>
		<pubDate>Sat, 05 May 2012 21:23:12 +0000</pubDate>
		<dc:creator>Ed Hinerman</dc:creator>
				<category><![CDATA[Breast Cancer Life Insurance]]></category>
		<category><![CDATA[cancer]]></category>
		<category><![CDATA[Colorado]]></category>
		<category><![CDATA[Colorado life insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life insurance agent]]></category>
		<category><![CDATA[Prostate Cancer Life Insurance]]></category>
		<category><![CDATA[9 Health Fair]]></category>
		<category><![CDATA[breast cancer]]></category>
		<category><![CDATA[cholesterol is high]]></category>
		<category><![CDATA[family history of breast cancer]]></category>
		<category><![CDATA[healthiest places to live]]></category>
		<category><![CDATA[high glucose]]></category>
		<category><![CDATA[independent life insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[life insurance labs]]></category>
		<category><![CDATA[liver functions are suffering]]></category>
		<category><![CDATA[Mike Nelson]]></category>
		<category><![CDATA[prostate cancer]]></category>
		<category><![CDATA[PSA]]></category>
		<category><![CDATA[regularly go to the doctor]]></category>

		<guid isPermaLink="false">http://coloradolifeinsuranceagency.com/?p=209</guid>
		<description><![CDATA[Colorado! We&#8217;re blessed to live here and I think that we should take pride in being one of the healthiest places to live in the US. So many things to do in our beautiful outdoors and air that is fresh as it gets if you believe Mike Nelson (claims about half the time that it [...]]]></description>
		<wfw:commentRss>http://coloradolifeinsuranceagency.com/2012/chance-to-be-proactive-about-our-health-sweeping-colorado/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is It Possible To Keep Your Life Insurance Dollars In Colorado?</title>
		<link>http://coloradolifeinsuranceagency.com/2012/is-it-possible-to-keep-your-life-insurance-dollars-in-colorado/</link>
		<comments>http://coloradolifeinsuranceagency.com/2012/is-it-possible-to-keep-your-life-insurance-dollars-in-colorado/#comments</comments>
		<pubDate>Thu, 12 Apr 2012 23:47:13 +0000</pubDate>
		<dc:creator>Ed Hinerman</dc:creator>
				<category><![CDATA[Colorado]]></category>
		<category><![CDATA[Colorado life insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life insurance agent]]></category>
		<category><![CDATA[better deal on life insurance]]></category>
		<category><![CDATA[CEO's]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[Colorado economy]]></category>
		<category><![CDATA[denver]]></category>
		<category><![CDATA[fast personal service]]></category>
		<category><![CDATA[huge can get a better price]]></category>
		<category><![CDATA[lack of intrusion]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[no financial advantage out of state]]></category>
		<category><![CDATA[physicians]]></category>
		<category><![CDATA[salida]]></category>
		<category><![CDATA[Selectquote]]></category>
		<category><![CDATA[time save for you]]></category>
		<category><![CDATA[Zander Insurance]]></category>

		<guid isPermaLink="false">http://coloradolifeinsuranceagency.com/?p=205</guid>
		<description><![CDATA[Those of us in Colorado aren&#8217;t living in a life insurance  vacuum. Just like buying US products whenever it makes sense being good for our country, as long as you can get as good or better deal on life insurance right here in Colorado with all of the same convenience of, say, Selectquote on the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Leave No Trace Good Enough For Me!</title>
		<link>http://coloradolifeinsuranceagency.com/2012/leave-no-trace-good-enough-for-me/</link>
		<comments>http://coloradolifeinsuranceagency.com/2012/leave-no-trace-good-enough-for-me/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 18:58:57 +0000</pubDate>
		<dc:creator>Ed Hinerman</dc:creator>
				<category><![CDATA[Colorado]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life insurance agent]]></category>
		<category><![CDATA[life insurance needs analysis]]></category>
		<category><![CDATA[budget has to be part of decision]]></category>
		<category><![CDATA[buy more insurance than need]]></category>
		<category><![CDATA[Christian]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[Colorado wilderness]]></category>
		<category><![CDATA[emoitional side of life insurance]]></category>
		<category><![CDATA[income for life]]></category>
		<category><![CDATA[income replacement]]></category>
		<category><![CDATA[Leave No Trace]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[life insurance for charitable giving]]></category>
		<category><![CDATA[life insurance for inheritance]]></category>
		<category><![CDATA[life insurance for legacy]]></category>
		<category><![CDATA[life insurance to pay estate taxes]]></category>
		<category><![CDATA[medical missions]]></category>
		<category><![CDATA[pay off rental property]]></category>
		<category><![CDATA[pay off the house]]></category>
		<category><![CDATA[something is always better than nothing]]></category>

		<guid isPermaLink="false">http://coloradolifeinsuranceagency.com/?p=200</guid>
		<description><![CDATA[I&#8217;ve shared before that I carry more life insurance than a needs analysis might show. Yes, I&#8217;m a life insurance agent, but I assure you that no, it&#8217;s not because I get some great deal. Getting commission on part of the first year premium of a life insurance policy is hardly incentive to buy something [...]]]></description>
		<wfw:commentRss>http://coloradolifeinsuranceagency.com/2012/leave-no-trace-good-enough-for-me/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Run On Drug Treatment Life Insurance And A Few Other Thoughts!</title>
		<link>http://coloradolifeinsuranceagency.com/2012/home-run-on-drug-treatment-life-insurance-and-a-few-other-thoughts/</link>
		<comments>http://coloradolifeinsuranceagency.com/2012/home-run-on-drug-treatment-life-insurance-and-a-few-other-thoughts/#comments</comments>
		<pubDate>Thu, 29 Mar 2012 22:28:16 +0000</pubDate>
		<dc:creator>Ed Hinerman</dc:creator>
				<category><![CDATA[Alcohol Treatment Life Insurance]]></category>
		<category><![CDATA[Drug Treatment Life Insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[over 50 life insurance]]></category>
		<category><![CDATA[term life insurance]]></category>
		<category><![CDATA[age wasn't his friend]]></category>
		<category><![CDATA[at least covered]]></category>
		<category><![CDATA[drug treatment]]></category>
		<category><![CDATA[existing life insurance client]]></category>
		<category><![CDATA[extend term with same budget]]></category>
		<category><![CDATA[get more for the same price]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[life insurance approval]]></category>
		<category><![CDATA[life insurance client]]></category>
		<category><![CDATA[life insurance over 50]]></category>
		<category><![CDATA[Lipitor]]></category>
		<category><![CDATA[medical professional]]></category>
		<category><![CDATA[money hungry agent]]></category>
		<category><![CDATA[optimal amount and term]]></category>
		<category><![CDATA[optimal price]]></category>
		<category><![CDATA[pay less for what you have]]></category>
		<category><![CDATA[prescription drug abuse]]></category>
		<category><![CDATA[puit what you can afford in force]]></category>
		<category><![CDATA[random drug test]]></category>
		<category><![CDATA[second opinion]]></category>
		<category><![CDATA[shopping with something in force]]></category>

		<guid isPermaLink="false">http://coloradolifeinsuranceagency.com/?p=197</guid>
		<description><![CDATA[I love it when we can make progress with an existing life insurance client and come through with a lower rate which gives them options, 1. Pay less for what they have, 2. Get more insurance for the same price or 3. Extend to a longer term length within the same budget. Not unlike speeding [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Question Used To Be Term Versus Whole Life Insurance, Part Two!</title>
		<link>http://coloradolifeinsuranceagency.com/2012/the-question-used-to-be-term-versus-whole-life-insurance-part-two/</link>
		<comments>http://coloradolifeinsuranceagency.com/2012/the-question-used-to-be-term-versus-whole-life-insurance-part-two/#comments</comments>
		<pubDate>Tue, 27 Mar 2012 20:53:43 +0000</pubDate>
		<dc:creator>Ed Hinerman</dc:creator>
				<category><![CDATA[cash value]]></category>
		<category><![CDATA[Colorado]]></category>
		<category><![CDATA[indexed universal life insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life insurance agent]]></category>
		<category><![CDATA[term life insurance]]></category>
		<category><![CDATA[universal life insurance]]></category>
		<category><![CDATA[variable universal life insurance]]></category>
		<category><![CDATA[whole life insurance]]></category>
		<category><![CDATA[best value for permanent insurance]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[no lapse guaranteed universal life insruance]]></category>
		<category><![CDATA[permanent life insurance needs]]></category>
		<category><![CDATA[term life insurance needs]]></category>
		<category><![CDATA[term versus whole life]]></category>

		<guid isPermaLink="false">http://coloradolifeinsuranceagency.com/?p=192</guid>
		<description><![CDATA[When I left off last week I had jumped into this topic intent on pragmatically stating my case and getting on down the road. After reading that post over again, which at the end I decided to call part one, it appears I may have on landed a few glancing blows on the actual question [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Question Used To Be Term Versus Whole Life Insurance, Part One!</title>
		<link>http://coloradolifeinsuranceagency.com/2012/the-question-used-to-be-term-versus-whole-life-insurance-part-one/</link>
		<comments>http://coloradolifeinsuranceagency.com/2012/the-question-used-to-be-term-versus-whole-life-insurance-part-one/#comments</comments>
		<pubDate>Sat, 24 Mar 2012 00:29:46 +0000</pubDate>
		<dc:creator>Ed Hinerman</dc:creator>
				<category><![CDATA[cash value]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life insurance agent]]></category>
		<category><![CDATA[term life insurance]]></category>
		<category><![CDATA[whole life insurance]]></category>
		<category><![CDATA[Boulder]]></category>
		<category><![CDATA[buying life insurance because you need life insurance]]></category>
		<category><![CDATA[cash reserve to guarantee]]></category>
		<category><![CDATA[currently paying]]></category>
		<category><![CDATA[denver]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[high powered whole life agents]]></category>
		<category><![CDATA[illustrate guaranteed values]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[PUA rider]]></category>
		<category><![CDATA[term versus whole life insurance]]></category>
		<category><![CDATA[whole life four letter word]]></category>

		<guid isPermaLink="false">http://coloradolifeinsuranceagency.com/?p=185</guid>
		<description><![CDATA[It would be the age old insurance question if term insurance as we know it today had been around as long as whole life, but whole life is truly the grand daddy of life insurance products. I suppose there is an argument to be made that whole life insurance is not just the oldest, but [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Met Life Doesn&#8217;t Deserve Snoopy!</title>
		<link>http://coloradolifeinsuranceagency.com/2012/met-life-doesnt-deserve-snoopy/</link>
		<comments>http://coloradolifeinsuranceagency.com/2012/met-life-doesnt-deserve-snoopy/#comments</comments>
		<pubDate>Thu, 22 Mar 2012 00:39:15 +0000</pubDate>
		<dc:creator>Ed Hinerman</dc:creator>
				<category><![CDATA[active duty military]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance agent]]></category>
		<category><![CDATA[Met Life]]></category>
		<category><![CDATA[$400k SGLI]]></category>
		<category><![CDATA[air for special forces]]></category>
		<category><![CDATA[army rangers]]></category>
		<category><![CDATA[Army special forces]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[delta force]]></category>
		<category><![CDATA[don't deserve Snoopy]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[marine force reconnaissance]]></category>
		<category><![CDATA[MetLife]]></category>
		<category><![CDATA[navy seal]]></category>
		<category><![CDATA[no war restrictions]]></category>
		<category><![CDATA[no war zone exclusions]]></category>
		<category><![CDATA[proud to serve armed forces]]></category>
		<category><![CDATA[Snoopy]]></category>
		<category><![CDATA[special warfare development group]]></category>

		<guid isPermaLink="false">http://coloradolifeinsuranceagency.com/?p=177</guid>
		<description><![CDATA[I wrote a few posts on Met Life&#8217;s patriotic stance on active duty military. While they won&#8217;t write insurance on someone who is already deployed, they make a big deal of their stance, &#8220;WE’RE PROUD TO SERVE OUR ARMED FORCES&#8220;. &#8220;MetLife is proud to offer members of the United States military life insurance coverage. As [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Insurance Challenges Of Epililepsy and Seizure Disorders!</title>
		<link>http://coloradolifeinsuranceagency.com/2012/life-insurance-challenges-of-epililepsy-and-seizure-disorders/</link>
		<comments>http://coloradolifeinsuranceagency.com/2012/life-insurance-challenges-of-epililepsy-and-seizure-disorders/#comments</comments>
		<pubDate>Tue, 20 Mar 2012 22:42:03 +0000</pubDate>
		<dc:creator>Ed Hinerman</dc:creator>
				<category><![CDATA[epilepsy]]></category>
		<category><![CDATA[Epilepsy Life Insurance]]></category>
		<category><![CDATA[Impaired Risk Life Insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life insurance agent]]></category>
		<category><![CDATA[seizure disorder life insurance]]></category>
		<category><![CDATA[99% of companies decline]]></category>
		<category><![CDATA[age of diagnosis]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[compliance with treatment]]></category>
		<category><![CDATA[Depakote]]></category>
		<category><![CDATA[epilepsy life insurance]]></category>
		<category><![CDATA[frequency of seizures]]></category>
		<category><![CDATA[front range]]></category>
		<category><![CDATA[good control]]></category>
		<category><![CDATA[how to get life insurance]]></category>
		<category><![CDATA[impaired risk issues]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[seiizure disorder life insurance]]></category>
		<category><![CDATA[seizure disorders]]></category>
		<category><![CDATA[type of seizures]]></category>

		<guid isPermaLink="false">http://coloradolifeinsuranceagency.com/?p=172</guid>
		<description><![CDATA[I remember growing up, I think in the 3rd or 4th grade, I had a friend with epilepsy. Back then, in the late 50&#8242;s, seizures, seizures disorders and epilepsy were things that weren&#8217;t talked about ahead of time. I guess I don&#8217;t know if schools or for that matter kids, treat it any differently today. [...]]]></description>
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		<slash:comments>1</slash:comments>
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